Michigan Debt Collector Shares their 90-Day Collection Timeline
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CLAWSON, Mich. - Michimich -- How long does it take to collect on a debt?

How do agents actually go about the collection process?

Our clients love and appreciate the fact that our collection process, on average, takes only 90 days to complete. Our process is efficient, streamlined, augmented by technology, and generates results quickly. Below is a summary of the process:

1. New claim is processed same day as received. Acknowledgement is emailed to client.
2. Claim is assigned to a collection representative.
3. Demand letter is mailed and emailed to the debtor on day 1.
4. RSD agent reviews the file, investigates the debtor for (active, liens, judgments, etc.) and contacts the debtor for payment.
5. RSD agent will continue to make written and verbal demands upon the debtor on a frequent basis until one of the following outcomes occur:
a.   Paid in full.
b. Settlement is agreed upon and paid.
c. Payment plan is setup and executed (exception to the 90-day rule, as many plans take up to 12 months or more to complete).
d. Litigation is authorized and carried out (exception to the 90-days rule, as litigation may take anywhere from 6 months to 2 years to complete the process).

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e. Account closed as uncollectible with explanation provided to client.

Read this article on RSD's website: https://www.rsdcollects.com/debtcollection/commercial/debt-collection-companies-90-day-collection-process

Learn More About Debt Collection Companies

Debt collection companies shouldn't hide their collection process. To place a claim, call (248) 370-8160 or submit a claim form here: https://www.rsdcollects.com/claim

About Ross, Stuart & Dawson, Inc: Located in Clawson, Michigan, RSD is a commercial debt collection agency that focuses on professionalism, kindness, and most importantly, results. RSD operates both domestically and internationally in over 120 countries. Locally they serve Detroit, Grand Rapids, Lansing, the Upper Peninsula, and more. RSD is 1 of 26 agencies considered a "certified agency" by the Commercial Law League of America and is endorsed by the International Association of Commercial Collectors. https://www.rsdcollects.com/